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Terms & Conditions

All provided illustrations are valid for 30 days following issue and supersedes any previous illustration given for the same product.

Please ensure the details you provide in order to obtain the illustration are accurate and all required sections are completed as errors or omissions will invalidate the quote.

Life illustrations issued by Citadel Insurance plc are not a guarantee of acceptance and each application is subject to individual assessment and underwriting.

According to current legislation the life assurance sum assured is paid tax free upon a valid claim however, legislation may change in the future.

It is important that you read the relevant policy conditions that will be issued with any policy schedule a copy of which is available upon request from Citadel Insurance plc.