Other Boats Summary of cover

 

Types of Cover available for Sailing Yachts are available on two levels:

  • Third Party Liability only (TPL)
  • Own Damage (automatically includes Third Party Liability cover)
Third Party Liability  
Offers protection in the event you are held legally responsible for Loss or Damage caused to other people’s property, including possible injuries and/or death
Own Damage
Accidental damage
Fire and/or explosion
Stranded or Sinking
Malicious Acts
Road Transit Risks (including Loading/Unloading)
Pollution Hazard
Underwater Gear
Perils at sea
Piracy
Contact with dock or harbour
Earthquake, volcanic eruption or lightning
Accidents whilst loading gear, equipment, machinery or fuel
Theft or attempted theft
Additional Benefits at no extra costs
Marina benefits
Salvage and wreck removal expenses
Limited navigation during laid-up period
Limited personal effects cover
Limited Medical Expenses cover
Personal Accident
No Claims Discount
Advanced Nautical Qualifications Discount
 
Optional Benefits
Extended personal effects
Mediterranean waters extension
Waiver of propeller fouling limit
Yacht Racing Extension
Water Skiing Extension
Protected No Claims Discount