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Summary of Cover for Standard Home Policy

Below is a summary of the cover included under our Home Insurance Policy. Cover may be purchased for Buildings, Contents or both.

Buildings and Contents Sections:
Buildings
Contents

Fire and smoke

YESYES

Explosion

YESYES 

Lightning and thunderbolt

YESYES 

Earthquake

YESYES 

Riots, strikes and labour disturbances

YES YES 

Aircraft and other aerial devices, or anything dropped from them

YES YES 

Storm or flood, including overflow from the sea

YES YES 

Theft or attempted theft

YES YES 

Escape of water from any fixed domestic water, drainage or heating installation including washing machines or dishwashers

YES YES 

Impact by any vehicle or animal

 YESYES 
Breakage or collapse of television or radio aerials, satellite dishes or mastsYES YES 
Malicious acts or vandalismYES YES 
Falling trees, lamp posts, electricity, flag or telephone polesYES YES 
Accidental damageYES Optional Extra
Additional Cover included under the Buildings and/or Contents Sections:
Buildings
Contents

Architects and Surveyor's fees, debris removal and additional costs of reinstatements as required by local authorities

YES-
Site Clearance and buildings feeYES-

Breakage of fixed glass, sanitary fittings, ceramic hobs in fixed appliances

YES

Rent and alternative Accommodation

 YESYES 

Selling your Home

 YES 

Accidental Damage to Computer Equipment and Home Electronics

 -YES 

Freezer Contents

 - YES

Loss of Metered Water

 - YES

Loss of Keys

 - YES

Wedding Gifts

 - YES

Christmas gifts

 - YES

Garden Furniture

 - YES

Breakdown of Air-conditioning Equipment

 - YES

Trace and Access Costs 

 YES -

Contents Temporarily Removed From Home

 - YES
Fatal Injury Cover - YES

Liability to Domestic Employee

 - YES

Property Owners Liability (included automatically with the Buildings cover)

YES  -
Personal Liability (included automatically with the Contents cover) -YES 

Tenants Liability (included automatically with the Contents cover)

-YES

Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Fax: (+356) 2557 9550

Freephone: 8007 2322

        

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E-mail info@citadelplc.com  
Branches: Il-Gzira, Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, San Gwann, Iz-Zejtun, Victoria - Gozo




Citadel insurance p.l.c. is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA