Sailing Yachts Summary of Cover
Type of cover available for Sailing Yachts is available on two levels:
- Third Party Liability only (TPL)
- Own Damage (automatically includes Third Party Liability cover)
Third Party Liability |
| Offers protection in the event you are held legally responsible for Loss or Damage caused to other people’s property, including possible injuries and/or death |
Own Damage |
| Accidental Damage |
| Fire and/or explosion |
| Stranded or Sinking |
| Malicious Acts |
| Road Transit Risks (including Loading/Unloading) |
| Pollution Hazard |
| Underwater Gear |
| Perils at sea |
| Piracy |
| Contact with dock or harbour |
| Earthquake, volcanic eruption or lightning |
| Accidents whilst loading gear, equipment, machinery or fuel |
| Theft or attempted theft |
Additional Benefits at no extra costs |
| Marina benefits |
| Salvage and wreck removal expenses |
| Limited navigation during laid-up period |
| Limited personal effects cover |
| Limited Medical Expenses cover |
| Personal Accident |
| No Claims Discount |
| Advanced Nautical Qualifications Discount |
Optional Benefits |
| Extended personal effects |
| Mediterranean waters extension |
| Waiver of propeller fouling limit |
| Yacht Racing Extension |
| Water Skiing Extension |
| Protected No Claims Discount |
