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We reward safe driving by offering you cheaper premiums and added value. The Roadwise policy has been designed for careful drivers who are over 30 years of age, have a clean claims record going back at least four (4) years, and take out an insurance policy on a Comprehensive or Third Party Fire and Theft level of cover (see below).

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As a Roadwise client, the following additional benefits are available:

  • Discounts on standard premium rates
  • Free protection of No Claims Discount
  • Free 5-day car rental in the event of accidental damage
  • Free cover for entertainment equipment
  • Reduced rates on optional benefits
  • Increased limit covering personal belongings
  • Increased limit in cover for personal accident 

Choose your Cover

Third Party Fire and Theft – in addition to cover for any damages caused to another vehicle, person or property while using your car, our Third Party Fire and Theft policy protects your car against theft or attempted theft, or damages as a result of fire.

Comprehensive – the comprehensive policy provides maximum cover including damage to your own car. The policy also provides cover for accidental damage to windscreens, and a personal accident benefit to you or your family as a result of an accident involving your car.

Benefits of Cover

MultiPolicy Discount

Take advantage from our savings when opting to bundle your insurance policies. Benefit from our MultiPolicy Discount when you buy and renew more than one policy with us (subject to eligibility).

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Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.