Summary of Cover

Type of Cover
Cancellation and curtailment€1,000€5,000€7,000
Personal Accident€7,000€20,000€45,000
If under 16 years old€1,250€1,250€1,250
Medical Expenses€35,000€200,000€600,000
Baggage: Limit per item€300€700€700
Baggage: Limit for valuables€500€900€900
Personal Money€750€1,000€1,500
Limit in respect of cash€400€700€900
Personal Liability€1,200,000€1,200,000€1,200,000

Travel delay

€50 for the first 12 Hours and €25 for each subsequent full 12 Hours Maximum €250

Loss of Passport


Hospital Cash Benefits

Not Insured€25 (€50 if you have the European Health Insurance Card*) per day. Maximum €700  


€120 per 24 hours, maximum €480

Missed Departure

€250€600 €1,000
Optional Additional Cover

Adverse Weather Conditions

May be purchased at an additional premium of €10 per adult and €3.50 per child

Winter Sports

May be purchased at an additional premium 

Additional Personal Accident Cover

can be increased up to a maximum of €58,250 (for all insured persons 16 years or over) subject to the payment of all the appropriate additional Premium

Cancellation of Trip

Limit of €2,500 per Insured. Cover must be purchased at least two weeks before date of departure.

Rental Vehicle Excess

May be purchased at an additional cover of €8.

Limit of €350

Excess Waiver

May be purchased at an additional cost of €5 per person.

The above tables are a summary of cover that is intended to provide a simple and clear overview of the cover provided under the Citadel Travel Insurance policy. For full details about terms, conditions and exceptions, please refer to the Policy Document.