Motor Yachts Summary of Cover
Types of Cover available for Sailing Yachts are available on two levels:
- Third Party Liability only (TPL)
- Own Damage (autonatically includes Third Party Liability cover)
Third Party Liability Cover | | |
| Offers protection in the event you are held legally responsible for Loss or Damage caused to other people’s property, including possible injuries and/or death | |
|
Own Damage-Policy Covers | | |
| Accidental damage | | |
| Fire and/or explosion | | |
| Stranded or Sinking | | |
| Malicious Acts | | |
| Road Transit Risks (including Loading/Unloading) | | |
| Pollution Hazard | | |
| Underwater Gear | | |
| Perils at sea | | |
| Piracy | | |
| Contact with dock or harbour | | |
| Earthquake, volcanic eruption or lightning | | |
| Accidents whilst loading gear, equipment, machinery or fuel | | |
| Theft or attempted theft | | |
Additional Benefits at no extra costs | | |
| Marina benefits | | |
| Salvage and wreck removal expenses | | |
| Limited navigation during laid-up period | | |
| Limited personal effects cover | | |
| Limited Medical Expenses cover | | |
| Personal Accident | | |
| No Claims Discount | | |
| Advanced Nautical Qualifications Discount | | |
Optional Benefits | | |
| Extended personal effects | | |
| Mediterranean waters extension | | |
| Waiver of propeller fouling limit | | |
| Yacht Racing Extension | | |
| Water Skiing Extension | | |
| Protected No Claims Discount | | |