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Benefits of Cover for Limited Mileage

  • Comp - Comprehensive
  • TPFT - Third Party Fire Theft
  • TPO - Third Party Only
Great Value & Discounts
Accidental damage to your car.YESN/A
Loss or damage to insured car by Fire or TheftYESYES
Legal liability for death of injury to any other person, including passengers (limited to €6,070,000)YESYES
Legal liability for damage to other people’s property (limited to 1,220,000)YESYES
Legal costs arising from a third party’s claimYESYES
Third Party Liability cover when travelling with your car in EU member state as defined in the Legislation, including SwitzerlandYESYES
No Claim Discount of up to 65%
Enjoy up to 65% off your premium in No Claims Discount
Check our Roadwise Policy
No Claim Discount Protection
No Claim Discount Protection available on 3rd, 4th and 5th Year No Claim Discount (Applicable only to drivers over 25 years)

Same Percentage after 1st claim

If You or an Authorised Driver over 25 years of age are entitled to 5 Years no claims discount, Your no claims discount will remain at the same percentage, provided that no more than one claim is made in any one period of insurance and such claim made is for an amount not exceeding €2500.
Personal Belongings cover up to €150
Protect your personal belongings e.g. handbag, clothing sports equipment and childcare accessories with our Personal Belongings Cover of up to €150
Windscreen Cover up to €350
If this is the only damage you claim for, your No Claim Discount will not be affected and no excess will be paid.
Loss of Keys Cover up to €500
Our extensive Loss of Keys cover takes the hassle out of getting your keys or central lock replaced
Peace of mind
24 hour Breakdown AssistanceFree First Year followed by reduced rates upon renewalFree First Year followed by reduced rates upon renewal
Courtesy Car
Get a replacement car for a maximum of €235 if your car is being repaired by an authorised repairer following a claim.
New for Old Replacement Car
We will replace your car with a new one of the same make, model and specification if one is available if stolen and not recovered, or damaged so that repairs will cost more than 60% of the manufacturer’s price list at the time of the loss or damage
Additional Benefits
Free 15 days cover of Foreign use
You are covered to drive your car anywhere in the EU free of charge up to 15 days in a 12 month period of Insurance
Car Servicing
We will provide the same cover if your car is in the custody or control of a Motor garage for the purpose of maintenance, repairs and testing.
No Excess for Third Party Liability - Drivers over 25
No excess will be paid for drivers aged 25 years and over on Third Party Liabllity.
Branded Products
Roadwise Motor Policy
Benefit from a discounted rate if you are 30 years and over and without claims or accidents in the last 4 years
Classic Car Policy
We grant a special premium rate to enthusiasts for ensuring their cars which are classified as Classic, Vintage or Veteran.
Citadel Eco Discount
Benefit from a discounted premium rate if your car is a hybrid or electric car.

Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.