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Managing a hotel requires absolute attention to detail, based on an overall commitment to excellent hospitality services.

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Citadel advices and assists you in putting together a comprehensive package of relevant insurance policies, adapted to suit your specific needs and wants. Our hotel insurance package includes the following products.

Our Hotel and Leisure Insurance

is especially designed for Hotels, Leisure Complexes, Holiday Centres, Guest Houses, and the leisure industry in general to provide comprehensive protection in one single policy.

This policy consists of eleven different insurance covers, including Buildings and Contents, Employer’s Liability, Loss of Revenue, Money Insurance, Personal Accident, Goods in Transit, Deterioration of Stock, and Public and Products Liability.

The following additional covers may be purchased:

Electronic Equipment Insurance

Will provide cover for sudden and unforeseen physical loss or damage to the electronic equipment, and/or external data media, occurring at the premises used by you for carrying out your business. Furthermore, you will be covered for a specified amount should any damages result from a total or partial interruption of operation of the electronic equipment.

Machinery Breakdown Insurance

Has been developed in order to provide cover for all types of machinery, plant, mechanical equipment  against any unforeseen and sudden physical loss or damage to machinery from causes such as defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart on account of centrifugal force, short-circuit, storm, or from any other cause not specifically excluded.

Machinery Loss of Profits Insurance

Will provide cover for the actual loss of gross profit sustained as a result of a business interruption caused by an accident which is indemnifiable under the Machinery Breakdown Insurance.

MultiPolicy Discount

Take advantage from our savings when opting to bundle your insurance policies. Benefit from our MultiPolicy Discount when you buy and renew more than one policy with us (subject to eligibility).

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Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.