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Citadel Insurance

Summary of Cover

Under the Home4Loan policy, buildings are covered for loss or damage caused by the following risks:

  • Fire & smoke 
  • Explosion  
  • Lightning and thunderbolt 
  • Earthquake 
  • Riot strikes and labour disturbances 
  • Aircraft and other aerial devices or anything dropped from them 
  • Storm or flood (including overflow from the sea) 
  • Theft or attempted theft 
  • Escape of water from any fixed domestic water, drainage or heating installation including washing machines or dishwashers 
  • Impact by any motor vehicle / animal
  • Breakage or collapse of television or radio aerials, externally fixed satellite receiving dishes, their fittings and masts 
  • Malicious acts or vandalism 
  • Falling trees, lamp posts, electricity, flag and telephone poles or any parts of them 
  • Architect’s and surveyor’s fees, debris removal and additional costs of reinstatement as a result of local authority requirements 
  • Breakage of fixed glass, sanitary fittings and ceramic hobs in fixed appliances  

Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.