New User
Citadel Insurance

Summary of Cover

Under the Home4Loan policy, buildings are covered for loss or damage caused by the following risks:

  • Fire & smoke 
  • Explosion  
  • Lightning and thunderbolt 
  • Earthquake 
  • Riot strikes and labour disturbances 
  • Aircraft and other aerial devices or anything dropped from them 
  • Storm or flood (including overflow from the sea) 
  • Theft or attempted theft 
  • Escape of water from any fixed domestic water, drainage or heating installation including washing machines or dishwashers 
  • Impact by any motor vehicle / animal
  • Breakage or collapse of television or radio aerials, externally fixed satellite receiving dishes, their fittings and masts 
  • Malicious acts or vandalism 
  • Falling trees, lamp posts, electricity, flag and telephone poles or any parts of them 
  • Architect’s and surveyor’s fees, debris removal and additional costs of reinstatement as a result of local authority requirements 
  • Breakage of fixed glass, sanitary fittings and ceramic hobs in fixed appliances  

Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Fax: (+356) 2557 9550

Freephone: 8007 2322


Join us on Facebook


App Store

Play Store

Branches: Il-Gzira, Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, San Gwann, Iz-Zejtun, Victoria - Gozo

Citadel insurance p.l.c. is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA