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Government Organisations and NGO’s

Managing civic duties is a tremendous task and responsibility that requires administrative prowess, along with adequate insurance protection.

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Citadel advises and assists you in putting together a comprehensive package of relevant insurance policies, adapted to suit your specific needs and wants. Our insurance policies for government organisations and NGO’s include the following products:

Property Insurance

Will provide cover for any accidental material loss or destruction to your interests at the premises used by you for carrying out your business, together with losses resulting from events such as fire, lightning, explosion, damage caused by aircraft, riot and malicious damage, earthquake, subterranean fire, storm, tempest or flood, escape of water, impact by motor vehicles, and theft following forcible and violent entry.

Money Insurance

Covers any loss of money occurring under particular circumstances, such as in transit, on the premises during business hours, on the premises outside business hours contained in a locked safe, or on premises outside business hours not contained in a locked safe, a bank night-safe or an automated teller machine.

Employer’s Liability

This insurance provides cover against Legal Liability, should you become liable to pay compensation in respect of accidental bodily injury or disease incurred by an employee arising out of and during the course of their employment.

Public Liability

Insurance will provide cover against Legal Liability, should you become liable to pay compensation in respect of accidental bodily injury and/or accidental loss of or damage to material property incurred by third parties.

Electronic Equipment Insurance

Will provide cover for sudden and unforeseen physical loss or damage to the electronic equipment, and/or external data media, occurring at the premises used by you for carrying out your business. Furthermore, you will be covered for a specified amount should any damages result from a total or partial interruption of operation of the electronic equipment.

Group Personal Accident

This insurance will provide you and your regular employees payment of specified benefits in the event of an accident resulting in disablement or death, including related medical, surgical or nursing expenses. 

MultiPolicy Discount

Take advantage from our savings when opting to bundle your insurance policies. Benefit from our MultiPolicy Discount when you buy and renew more than one policy with us (subject to eligibility).

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Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.