Construction and Engineering
Whether a self-employed contractor or the owner of a large-scale construction firm, proper insurance cover is imperative in the construction and engineering business.
Citadel advices and assists you in putting together a comprehensive package of relevant insurance policies, adapted to suit your specific needs and wants. Our insurance policies for construction and engineering include the following products.
Contractor’s All Risks
The Contractor’s All Risks insurance will provide cover in the event of sudden and unforeseen material loss or damage to the contract works undertaken by the insured. Furthermore, you will be covered against possible legal liabilities to pay compensation in respect of accidental bodily injury to, or illness of, third parties (whether fatal or not), accidental loss of, or damage to, property belonging to third parties that occurs in direct connection with the construction or erection of these items, and happening on or in the immediate vicinity of the construction site.
Erection All Risks
This insurance provides cover for material loss or damage to erection works, and any Legal Liability to pay compensation in respect of accidental bodily injury to, or illness of, third parties (whether fatal or not) and accidental loss of, or damage to, property belonging to third parties, including related legal expenses.
Machinery Breakdown Insurance
Machinery Breakdown Insurance has been developed in order to provide cover for all types of machinery, plant, mechanical equipment and apparatus at work, at rest or during maintenance operations against any unforeseen and sudden physical loss or damage to machinery from causes such as defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart on account of centrifugal force, short-circuit, storm, or from any other cause not specifically excluded.
Electronic Equipment insurance
Electronic Equipment insurance will provide cover for sudden and unforeseen physical loss or damage to the electronic equipment, and/or external data media, occurring at the premises used by you for carrying out your business. Furthermore, you will be covered for a specified amount should any damages result from a total or partial interruption of operation of the electronic equipment.
Take advantage from our savings when opting to bundle your insurance policies. Benefit from our MultiPolicy Discount when you buy and renew more than one policy with us (subject to eligibility).
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