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Life Insurance

Company History

Citadel insurance plc originates from the successful business partnership between Assitalia Spa of Italy and its former agents in Malta – Citadel Insurance Services Ltd which was set up in November 1989.  These two companies were joined by the Malta Development Fund Ltd and Pater Holding Ltd as shareholders in establishing Citadel Insurance plc.

The establishment of Citadel Insurance plc is a landmark in the history of insurance business in Malta, being the first conversion of an insurance agency into an insurance company. Citadel Insurance plc was established as a public limited company on the 19th of June 1997 and commenced its operations on the 1st of September 1997.

On the 9th of March 1998 Citadel became a composite insurance company after authorisation by the Malta Financial Services Authority to transact Life Insurance business.  At the end of 1999, Citadel launched the PERLA range of Life Insurance  Products, consisting of the PERLA Retirement and the PERLA Protection Plans.  The PERLA Retirement Plan was the first regular premium unit-linked plan ever launched in Malta.

In October 2011, Citadel expanded its product portfolio by establishing its subsidiary Citadel Health Insurance Agency Ltd enrolled to transact health insurance products.  In April 2016, Citadel Insurance plc has strengthened its insurance offering to include private medical insurance as part of its product range.


Casa Borgo, 26, Market Street, Floriana FRN 1082, Malta

Tel: (+356) 2557 9000

Freephone: 8007 2322


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Branches: Il-Mosta, In-Naxxar, Paola, Haz-Zebbug, Ta' Xbiex, Iz-Zejtun, Il-Mellieha, Victoria - Gozo

Citadel Insurance p.l.c. (Company registration number: C21550), is a company authorised under the Insurance Business Act, Cap. 403, to carry on general and long term business of insurance and is regulated by the MFSA. This website is targeted for risks situated in Malta.