Small Business - Summary of Cover

Running a business of any size and volume requires capital and expertise.

Insurance protection is always a major consideration for any entrepreneur to ensure the smooth running of his operation.

It is important however that protection is in line with the risks which the business may face and that this is arranged in the most efficient, compact and economical manner possible.

The Citadel SME policy has been tailor-made for these necessities and provides the following advantages:-

  • standard cover deals broadly with the protection of :-
    • your property on an ‘All Risks’ basis
    • your profit (which may be lost as a consequence of damage to your property)
    • your responsibilities, of a legal nature, to your employees and members of the public
  • numerous optional extensions are available will then enable you to ‘tailor’ the policy to your specific requirements
  • there is no overlapping between sections which can happen when you have different policies, therefore there is less chance of a gap in cover which could result in an uninsured loss
  • once cover is in place it is one policy, one renewal date and one premium that you are concerned with

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