Below is a summary of protection we provide for you and your family, when purchasing our Home Insurance Policy

Risks covered under the Buildings and Contents Sections

• Fire and smoke
• Explosion
• Lightning and thunderbolt
• Earthquake
• Riots, strikes and labour disturbances
• Aircraft and other aerial devices or anything dropped from them
• Storm or flood (including overflow from the sea)
• Theft or attempted theft
• Escape of water from any fixed domestic water, drainage or heating installation including washing machines or dishwashers
• Impact by any vehicle or animal
• Breakage or collapse of television or radio aerials, satellite dishes or masts
• Malicious acts or vandalism
• Falling trees, lamp posts, electricity, flag or telephone poles
• Accidental damage to buildings

Standard Cover Sections

• Buildings
• Contents
• Personal Possessions (All Risks Cover for Personal Belongings in and away from your home)
• Money and Credit Cards
• Sport Equipment

No-cost benefits under the Buildings and/or Contents Sections

• Site clearance and buildings fees
• Architects and Surveyor's fees, debris removal and additional costs of reinstatements as required by local authorities
• Breakage of fixed glass, sanitary fittings, ceramic hobs in fixed appliances
• Rent and alternative Accommodation
• Selling your Home
• Accidental Damage to Computer Equipment
• Accidental Damage to Home Electronics
• Freezer Contents
• Loss of Metered Water
• Loss of Keys
• Wedding Gifts
• Christmas gifts
• Garden Furniture
• Breakdown of Air-conditioning Equipment 
• Personal Accident Cover 
• Liability to Domestic Employees
• Property Owners Liability (included automatically with the Buildings cover)
• Personal Liability (included automatically with the Contents cover)
• Tenants Liability (included automatically with the Contents cover)

Download our home proposal form