Private Car - Summary of Cover

Get A QuoteIt is essential that you make the right choice when deciding on the level of cover you need for your insurance. In order to help you determine which of our policies best suits you, we have provided a detailed list of our cover options and additional benefits.

Standard cover optionsComprehensiveThird Party Fire & TheftThird Party Only
Accidental damage to your car(s)Tick  
Loss or damage to insured car(s) by Fire or TheftTickTick 
Legal liability for death or injury to any other person, including passengers, limited to €2,500,000TickTickTick
Legal liability for damage to other people’s property, limited to €500,000 TickTick Tick
Legal costs arising from a third party’s claimTickTickTick
Third Party Liability cover when travelling with your car in any designated state as defined in the Legislation, including SwitzerlandTickTick Tick
New car replacement if your car is stolen or is damaged and the repairs will cost more than 60% of the manufacturer’s price listTickTick 
Personal belongings in your carTick  
Personal Accident benefits for you and any member of your familyTick  
Windscreen cover of up to €350 without loss of ‘no claims discount’ and no payment of excess required in case of a claimTick  
Optional benefitsComprehensiveThird Party Fire & TheftThird Party Only
Protection of ‘no claims discount’. TickTick Tick
Cover for entertainment equipment up to €350 [factory fitted equipment is automatically covered under standard benefits]TickTick 
Cost of hiring an alternative vehicle should your car be lost or damaged as a result of fire, theft or accident.Tick  

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