All our life plans (with the exception of the Loan Protection Plan) can be extended to cover: Accidental Death BenefitWe will pay up to double the Death Benefit if death occurs as a direct result of an accident. Total & Permanent DisabilityBenefit will be paid in cases of injury, disease, sickness or illness, total and permanent disability which precludes the insured from performing his or her usual occupation. We will also waive premiums due, from the date of the claim. This will not affect any amount payable under the Policy. This benefit is an advancement of the sum insured under the main benefit payable in 5 equal yearly installments. Accidental Death or DismembermentWe will pay this benefit on the death or dismemberment of the Insured if it was caused solely by accidental, violent, external and visible means and occurred within 12 months of the accident. | |