Our Perla Savings Plan offers the double advantage of life assurance coverage that provides your family with long-term financial security together with a long-term investment plan that gives you a guaranteed annual return of 3.5% on the investment element of the premium.

Benefits

Our Perla Savings Plan is designed to provide a life cover together with a replacement income to your spouse and children to secure their education.

You can choose the level of cover to suit your needs.

The cover can be made to include:

• Death benefit (of up to 500% of income),
• Disability Benefits
• Income benefit for your spouse and
• Income benefits for your children.

Inflation Proofing

Inflation can erode your capital and thus your standard of living. It is wise to consider the impact of inflation when planning to invest for your future.  To safeguard your investment you can choose to incorporate an inflation proofing rate into the plan where your premium can increase annually by 1% up to 7% in order to keep up with inflation.

Flexibility

Our Perla Savings Plan offers flexibility throughout the term of your plan.  It allows for changes to be made to your plan before each policy anniversary date.

Premium Boosters

Apart from your regular contributions, you can also make additional payments, for a minimum amount of €350 per year, to increase the savings element.

Maturity

Our Perla Savings Plan offers various maturity options including:

• Lump Sum Payment,
• Guaranteed income (annuity) for 10 years,
• Whole life annuity.

...and much more