Our Small and Medium Enterprise insurance has been designed to provide your business with a cost effective solution which can be tailored to address your unique insurance requirements. Insure with us and take advantage of these and other additional benefits.
Why do I need small and medium enterprise insurance?If you own or operate a business you will be conscious of the constant demands when maintaining an efficient and above all profitable organisation in today’s marketplace, but have you ever considered the consequences in both time and money should your business be forced to cease all or part of it’s operations due to events beyond your control. What would I be covered for?Our small and medium enterprise insurance offers wide coverage which can help minimise risk in the event of loss or damage to your business property, fixtures and fittings, stock, money, loss of income and legal liabilities. Additional cover is also available for seasonal increases in stock value, new property alterations, closure of premises and personal accident, amongst others. On what basis would a claim settlement be made?We would pay the full cost of repair or replacement for any damage or loss to your property and/or fixtures and fittings. In respect of stock we would pay for the full cost of repair or current replacement value less an amount for depreciation and/or wear and tear. Our loss of income cover would provide payment based upon the amount of loss in revenue sustained in the event of business interruption. Payment of additional cover options would be made according to the specified limits for each loss. Want to know more about our small and medium enterprise policy? |
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