Your Home is very likely to be the largest single investment you will ever make in your life. In order to protect it we can provide you with a flexible Home Insurance policy giving you all the protection you need.

Take advantage of discounts on our Home Policy 

 Insure with us and  take advantage of discounts when purchasing a Home Insurance policy or Monalisa Home policy, if  you  have :

  • taken out a Motor Insurance Policy - whether (Standard; Roadwise ; Monalisa Motor Policy) or
  • taken a Life policy or  Perla Plan (Perla Retirement; Perla Savings; Perla Junior) or
  • You are over 55 years  of age

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Why do I need home insurance?

There are many reasons why you should insure your home. If you are buying a property and require a loan, then your bank will probably only provide the loan facility if you have first obtained insurance cover for the building which you wish to purchase.

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Apart from the value of the property itself you should also cover the amount which you will also invest on the contents of your home such as furniture, electronic equipment and valuables such as jewellery.

What would I be covered for?

Our home policy can cover you in the event of loss or damage to your home and/or contents as a result of fire and smoke, explosion, lightning, storm or flood, and theft. In addition, we have also included a number of other key benefits at no additional cost.

On what basis would a claim settlement be made?

With our buildings cover we would pay for the cost of rebuilding or repairing your home including an allowance for additional expenses such as architects’ and surveyors’ fees and site clearance costs. If you have also insured your contents, then we would pay the cost of replacing or repairing the items insured with new items of the same kind.

Take advantage of our Discount on the Home4Loan Buildings Insurance.

A discount on the Home4Loan buildings insurance policy is applicable if this is bought together with any one of our Life Protection and Perla Plan (Perla Retirement; Perla Savings; Perla Junior).

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Download our home proposal form *

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